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Privacy Policy

Effective Date: Friday 13th of September 2024

 

LEL Stock Loans (referred to as "we," "us," or "our") is committed to protecting the privacy and personal information of our clients and website visitors. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information in compliance with Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and Quebec's Law 25 (formerly Bill 64).

 

1. Information We Collect

 

We may collect the following types of information from visitors and clients:

 

a. Personal Information

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  • Contact Information: Name, email address, phone number, mailing address.

  • Financial Information: Bank account details, financial statements, investment portfolios, securities holdings.

  • Identification Information: Passport number, driver’s license, or government-issued ID numbers.

  • Employment and Corporate Information: Job title, employer details, corporate affiliations.

 

b. Non-Personal Information

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  • Website Usage Data: IP address, browser type, device type, pages visited, time spent on the website, and referral sources.

2. How We Use Your Information

We use the information collected to:

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  • Provide and improve our stock loan services.

  • Communicate with you regarding inquiries, applications, or services requested.

  • Verify identity and assess creditworthiness or financial position.

  • Ensure compliance with legal and regulatory requirements.

  • Personalize the user experience on our website.

  • Prevent fraud or unauthorized transactions.

 

3. Consent

 

By providing personal information to us, you consent to the collection, use, and disclosure of your information as outlined in this policy. You may withdraw your consent at any time by contacting us (see Section 9). Please note that withdrawing consent may limit our ability to provide services.

 

4. Disclosure of Information

 

We may disclose your personal information in the following circumstances:

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  • Service Providers: We may share your information with third-party service providers (e.g., financial institutions, legal advisors) to perform services on our behalf.

  • Legal Compliance: If required by law or governmental authorities, we may disclose your information to comply with legal obligations.

  • Business Transfers: In the event of a merger, acquisition, or asset sale, your information may be transferred as part of the transaction.

We do not sell, rent, or trade personal information to third parties for marketing purposes.

 

5. Security of Your Information

 

We implement robust physical, technical, and administrative measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:

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  • Data encryption

  • Secure servers and firewalls

  • Regular security audits

  • Restricted access to personal information to authorized personnel only

 

6. Retention of Information

 

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, or as required by law. When no longer required, your information will be securely destroyed or anonymized.

 

7. Your Rights

 

Under PIPEDA and Quebec's Law 25, you have the following rights concerning your personal information:

  • Access: You may request a copy of the personal information we hold about you.

  • Correction: You may request that we correct or update inaccurate or incomplete information.

  • Deletion: In certain circumstances, you may request that we delete your personal information.

  • Portability: You may request a copy of your information in a portable format.

To exercise these rights, please contact us as outlined in Section 9.

 

8. Cookies and Tracking Technologies

 

Our website uses cookies and similar technologies to enhance user experience and collect website usage data. You may choose to disable cookies in your browser settings; however, this may affect the functionality of the website.

 

9. Contact Information

 

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

LEL Stock Loans
Email: ShylerLeger@lel-stockloans.com
Phone: +1 917 267 7909
Address: ****************, Quebec, Canada

 

10. Changes to This Privacy Policy

 

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

By using our website or services, you agree to this Privacy Policy.

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